Conditions of use

It is important you read, understand and accept the following Conditions of Use before you view or use any of the information on the Australian Catholic Superannuation and Retirement Fund (Australian Catholic Superannuation) website (Website). This Website is provided by SCS Super Pty Ltd (SCS Super). If you do not accept the Conditions of Use you should not use this Website.

1. At your own risk

You accept that use of the Website is entirely at your own risk. Any decisions or steps taken by you based on information in this Website are taken to be made in reliance on your own judgement, having understood the limitations of the information and having taken appropriate advice before proceeding.

2. Limitations of the information

i. General in nature

The information and tools on the Website are of a general nature only and do not take into account your personal objectives, financial situation or needs. Before acting or relying on any of this information you should consider whether it is appropriate to your personal circumstances.

You should not make any decisions based on information provided in this Website without first obtaining appropriate professional advice from your financial adviser.

ii. No warranty or representation

The content available through this Website has been compiled in good faith by SCS Super. To the extent permitted by law, SCS Super excludes all warranties in relation to the information available from the Website, including all terms implied by statute, general law or custom (except to the extent they cannot be excluded) and disclaims all liability arising out of or as a consequence of any of the following:

a. your access to the information available through the Website;

b. infection by any computer virus which occurs as a result of accessing or using the Website or any of its content;

c. use of or reliance upon any information or content available from the Website.

All information on the Website was believed to be accurate and reliable at the time it was prepared. However, no warranty or representation is given (express or implied) by SCS Super regarding the reliability, completeness, currency or accuracy of the information at any particular time.

SCS Super does not accept any responsibility or liability arising in any way (including as a result of negligence) for errors in, or omissions from, the information on the Website.

iii. Refer to the Product Disclosure Statement—Helpline

Before making any investment decision, you should refer to the relevant Australian Catholic Superannuation Product Disclosure Statement (PDS), a copy of which is available on this website or by calling 1300 658 776.

iv. Links—No responsibility for other sites

SCS Super accepts no responsibility for any information or material accessed through links to other websites. Such links are provided for convenience only and do not represent any endorsement or approval by SCS Super of any of the information, products or services displayed or offered on these sites.

v. Past performance is not a guide to future performance

Past investment performance should not be relied upon as an indication of future performance and SCS Super does not make any representation or guarantees as to the performance of any investment options available through Australian Catholic Superannuation. All investments are subject to investment risk, including possible delays in repayment and loss of income and capital invested. We recommend that before making investment decisions, you seek advice from a licensed, or appropriately authorised, financial adviser.

3. Site security

SCS Super is committed to providing reasonable security controls to protect this Website and any information accessible through the Website against foreseeable hazards such as (but not limited to) unauthorised access, software contamination, computer hacking, destruction, misuse, modifications, and improper disclosure. However, no computer system or information can ever be fully protected and you agree to accept the risk that, despite SCS Super’s reasonable precautions, your personal and financial information may be made accessible through this Website and that SCS Super is not liable in these circumstances.

For more information on how you can protect your privacy and the safety and security of your personal information see Safety and Security.

4. Copyright and intellectual property

All material available through the Website is owned by SCS Super or third parties. No part of this site may be reproduced or transmitted to any person without prior written permission. Any unauthorised reproduction or transmission may be a breach of copyright. If you make any unauthorised use of this Website, you must accept full responsibility and indemnify us for any expense, loss or liability that we incur as a result of your use.

The Australian Catholic Superannuation trade mark is a registered trade mark of SCS Super Pty Limited. This and all other marks on this Website belong to or are licensed to Australian Catholic Superannuation. You may not use any of the trade marks for any purpose without our written permission.

5. Financial advice

Australian Catholic Superannuation is an authorised representative of Industry Fund Services Limited (IFS) (Australian Financial Services Licence 232514). Through this arrangement, Australian Catholic Superannuation can provide personal advice to members. However, IFS is responsible for the advice given to members under this arrangement.

6. User accounts

You must keep your password and customer number confidential at all times this may not be shared with any third party. Once access is granted after entering your login details, any actions taken are deemed to be made by you.

  • must reasonably safeguard your account details;
  • you must notify us immediately if you believe your login details have been obtained or used by a third party; and
  • you acknowledge and agree that you will be solely liable for any acts committed using your account unless you notify us in accordance with these Terms.

You won’t be liable for an unauthorised activity using your login details which occurs after you notify us if:

  • you give us all assistance we require in investigating the unauthorised activity, and
  • you were in no way responsible for the login details becoming known to any third party.

If your password or customer number becomes known by any third party as a result of your act or omission, or your failure to comply with these terms and conditions, you’ll be liable for all unauthorised activity, whether it occurs before or after you notify us.