Making contributions to your super is the first step in growing your account balance to help you save for your retirement. Learn about different ways to contribute as well as tax benefits that can give your super a boost.

Pre-tax contributions (concessional)

These include your superannuation guarantee (SG) and salary sacrifice contributions.

After-tax contributions (non-concessional)

These include any contribution made after tax has been paid and can be either regular contributions or lump sums. For example, money from an insurance settlement, home sale, business sale or inheritance.

Spouse contributions 

Having your spouse contribute to your super can help build your balance while potentially earning a small tax rebate.

Contribution splitting

You can have your superannuation guarantee (SG) deposited to your spouse or partner’s account to help boost their balance.

Self-employed contributions

Here are some ways that you can start saving for retirement while taking advantage of tax incentives.

Government co-contributions

Learn about government co-contribution schemes to help you grow your super balance.

Employer contributions

Learn about the Superannuation Guarantee and additional employer matching opportunities that can help you grow your super. 

How do I make a contribution?

Want to make a contribution to your super? Here are five ways to do it:

Pay office

Contact the payroll office at your employer and inform them that you would like to increase the amount you’re contributing to your super. You can choose to make a one-off lump sum contribution or set up regular payments.

BPAY ®

To make a contribution:

  • Quote biller code 444232
  • Use your super account number as the customer reference number (CRN)
  • Allow up to three business days for processing.

Note: We have a daily limit of $180,000 for BPAY contributions. BPAY is not available for account-based pension members. Employers must submit a contribution remittance advice form so we can correctly allocate contributions to member accounts.

 ®Registered to BPAY Pty Ltd ABN 69 079 137 518.

Direct debit

Complete a direct debit release form to arrange monthly after-tax contributions paid from your nominated bank account directly into your super account. Debiting generally occurs on the 10th of each month.

EFTPOS

EFTPOS terminals are available at all Australian Catholic Superannuation offices so you can make a personal after-tax contribution from your savings, credit or cheque accounts.

Cheque

Post or hand-deliver a cheque with a completed lump sum contributions form. Contact Us