We’re proud to introduce LifetimeOne, our default investment option that changes your investment mix as you age and you get closer to retirement.

What is LifetimeOne and how does it work?

LifetimeOne is a great option for anyone who wants a superannuation account that automatically adjusts your investment mix based on your age. This provides you with a diverse mixture of investments that will help you grow your retirement savings without requiring you to make changes yourself.

LifetimeOne is a simple strategy that adjusts as you age. Here’s how it works:

• Until age 40, you will be in a growth-focused mixture with 89% of your investments in things like Australian and international shares.
• Each year after age 40, your investments will gradually become more conservative to protect your accumulated wealth. This will happen automatically on or about your birthday.

What makes LifetimeOne different?

Like most other funds, we offered members who made no investment choices a single investment option – MySuper Balanced. MySuper Balanced was a well-diversified option that had a blend of growth and defensive assets.

LifetimeOne though has 31 stages, as opposed to less than five, that will provide automatic and gradual changes to your investment mix as you age.