What is it?

The Socially Responsible Balanced option is an investment option that is made up of a diverse mix of all major asset classes. It is designed to provide strong returns while integrating environmental, social and corporate governance (ESG) factors into the investment management.

Who should invest in Socially Responsible Balanced?

The Socially Responsible Balanced option is designed for members with a medium-term investment horizon (5 years or longer) who are willing to weather increased volatility while focusing their investments on supporting ESG. If you are concerned about social issues, are looking to see large potential gains and are willing to weather a negative return, the Socially Responsible Balanced option may be an option for you.

What is the investment objective?

The Socially Responsible Balanced option seeks to achieve an investment return, after taxes and fees, of at least 3% per annum above inflation over rolling 10-year periods.

How long should I invest in the Socially Responsible Balanced option?

Because there is the opportunity for the value of investments to go down in the short term, we recommend a minimum investment term to avoid short-term market volatility.

For the Socially Responsible Balanced option, the suggested minimum investment term is at least 5 years.

Risk estimate

A risk estimate is the potential for a negative return in any given year over a 20-year rolling period.

While our goal is to provide members with a positive return, external factors can influence investment performance, including broader economic trends. Risk is defined by how often an investor should expect to see a negative return out of every 20 years.

The risk estimate for the Socially Responsible Balanced option is High (negative annual return likelihood in 4 to less than 6 out of every 20 years). That means, in any given year, there is a 20-30% chance for a negative return.

Asset allocation

The Socially Responsible Balanced option is invested in a mix of Bonds and Australian and International equity markets with a mixture of other assets like property and infrastructure.

Fees and other costs

The Socially Responsible Balanced option will be:

  • Investment management fee of 0.57%pa
  • Indirect cost ratio of 0.00%pa.

For each $50,000 invested, members can expect to pay $488 in investment fees, administration fees and indirect costs for this option each year. These fees are however subject to change.

How can I change my investment choices?

You can change your investment mix at any time. Just login to your Members online account and click ‘Your account’ from the options in the left hand menu.

Alternatively, you can download and complete our Investment choice: Superannuation form (see below).

Need help making an investment choice?

Making an investment choice can be difficult. Download the "Your investment options super fact sheet" for more information on all of our investment options available to you.

Take advantage of our free, over-the-phone advice service and obtain a personal recommendation on which of our investment options may be right for you.

Call us on 1300 658 776  and we’ll book a 30-minute phone appointment at a time that best suits you (within business hours) or click here to schedule a call.