We offer 12 investment options to help our members create an investment portfolio that meets their individual needs.

Superannuation investment choices

Super contributions can be invested across 12 diverse options – each with a different asset allocation and return objective. You can select one or mix and match.

The return that you receive is strongly influenced by how you have chosen to invest your super.

You can choose:

  • Pre-mixed options are diversified, meaning they are invested in different asset classes like shares and property. This creates a unique mix of options. The risk level ranges from medium/high to very high.
  • Single asset class investment options are not diversified. The risk profiles range from very low to very high.

Managed investment options

Shares

Generally made up of shares from the Australian and International equity markets.

Risk profile: Very High

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Growth

An option that is diversified across all major asset classes with a bias toward Australian and International shares.

Risk profile: High

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MySuper Balanced

Our default option, this is diversified across all major asset classes and is designed to produce high, long-term returns.

Risk profile: High

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Socially Responsible Balanced

We have partnered with Australian Ethical Super to provide our members with a diverse investment option that focuses on environmental, social and governance issues.

Risk profile: High

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Conservative Balanced

This investment option balances growth and lower-risk assets like fixed interest and cash.  

Risk profile:  Medium to High

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Conservative

A diverse option that is weighted to low-risk assets like Bonds, Credit Income, and Cash and Term Deposits.

Risk profile: Medium

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Single asset class

Australian Shares

Generally has 100% exposure to Australian equity markets.

Risk profile: Very High

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International shares

Generally has 100% exposure to International equity markets.

Risk profile: Very High

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Property

Invested in property assets with a bias to unlisted properties; also called funds, syndicates or schemes.

Risk profile: Medium to High

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Bonds

Invested in Australian and international debt, largely from governments and corporations.

Risk profile: High

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Credit Income

Invested primarily in corporate debt that is less sensitive to movements in interest rates.

Risk profile: Low to medium

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Cash and Term Deposits

Invested in Australian cash through Australian banks. A liquid option with very low risk.

Risk profile: Low

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Changing your investments

We make it easy to select your investments, whether for the first time or making a change. 

Not sure which options are right for you? Members can schedule a call with our financial advice team to receive assistance on selecting the most appropriate options – at no extra cost.

Do I have to make an investment choice?

If you are automatically enrolled with Australian Catholic Superannuation by your employer and do not make an investment choice, your investments will be invested in the MySuper Balanced option.

If you join as a personal member, you must make an investment choice.