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Superannuation FAQ's

  • What are the best things I can do to set up my super for a better retirement?
    • Can you put any extra money away now? Even a small amount of salary sacrifice can add up to a lot later
     
    • After-tax contributions which, if you earn a total income of less than $51,021 per annum, may entitle you to a government co-contribution. Conditions apply so check with a financial planner or tax professional to see if this applies to you
     
    • Checking for lost super or duplicate accounts. Find and consolidate your super now
     
    • Nominating a beneficiary for your superannuation
     
    • Reviewing your super investments and structure to see if they’re the best for your particular situation.
  • I just got married (or had a child), do I need to change my insurance?

    When your circumstances change, you may want to review your insurance arrangements to ensure that the level and type of insurance cover you have is appropriate. 

    Most members receive automatic insurance cover when they join the Fund.

    Our online insurance calculator could help you get your insurance needs straight. 

    Check it out now. [ Insurance calculator link ]

  • I’m not rich so why should I think about my savings and super?

    If you start saving early, even a small amount is going to add up to a larger return in the long term thanks to compound interest! 

     2017 5. Superannuation FAQs

    While the totals aren’t very different, the amount of money deposited by Tim is significantly higher. Compound interest is a good way to make your  money work for you. 

    Check out our salary sacrifice calculator to see how you can make the most of your money (or to check the other assumptions underpinning the calculations above). 

  • How do I view my super balance?

    You can check your super balance easily using our member portal.

Employers:SuperStream Data and Payment standards

  • When must employers be ready for SuperStream contributions?
    For medium to large employers (with 20 or more employees) you should already be SuperStream compliant.

    For small employers (employers with 19 or fewer employees), you are required to be compliant by 28 October 2016.
  • What is the Fund’s SuperStream solution
    For default employers, the Fund is offering a clearing house solution—SuperChoice. By sending one file to the clearing house, which contains all of your employee super contributions, SuperChoice will distribute the contributions to our Fund and different choice funds in a compliant format. Please contact the Fund for further information.

    For small employers with 19 or fewer members, we recommend you contact the ATO’s Small Business Clearing House on 1300 660 048 for further information on this free service.

    For non-default employers, we recommend you contact your default super fund for their SuperStream solution.
  • I have been retrenched, how can I make my money last between jobs?
    Yes. Our SuperChoice clearing house facility will convert your contribution return file into compliant SuperStream messages which will be sent to Australian Catholic Superannuation and the choice funds.
  • Is there a limit on the amount that can be contributed?

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  • How will the benefit be paid and how long will it take?

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    Aenean vitae ligula vehicula, vestibulum est vitae, iaculis ligula. Aenean tempor augue sed nunc dignissim, malesuada blandit quam consequat. Nunc elementum augue eget tortor volutpat, ac placerat diam efficitur.

Other FAQs

  • When are insurance premiums deducted?

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    Aenean vitae ligula vehicula, vestibulum est vitae, iaculis ligula. Aenean tempor augue sed nunc dignissim, malesuada blandit quam consequat. Nunc elementum augue eget tortor volutpat, ac placerat diam efficitur.

  • When are my Super income payments made?

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    Aenean vitae ligula vehicula, vestibulum est vitae, iaculis ligula. Aenean tempor augue sed nunc dignissim, malesuada blandit quam consequat. Nunc elementum augue eget tortor volutpat, ac placerat diam efficitur.

  • What is the best way to contribute to my super?

    Lorem ipsum dolor sit amet, consectetur adipiscing elit. Mauris ultrices et nunc nec mattis. Donec at feugiat diam. Duis auctor non nibh non laoreet. Aliquam sed efficitur est. Donec accumsan commodo pharetra. Nulla vel ipsum dolor. Aenean vitae ligula vehicula, vestibulum est vitae, iaculis ligula. Aenean tempor augue sed nunc dignissim, malesuada blandit quam consequat. Nunc elementum augue eget tortor volutpat, ac placerat diam efficitur. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos.

    Aenean vitae ligula vehicula, vestibulum est vitae, iaculis ligula. Aenean tempor augue sed nunc dignissim, malesuada blandit quam consequat. Nunc elementum augue eget tortor volutpat, ac placerat diam efficitur.

  • What is [some other question]?

    Lorem ipsum dolor sit amet, consectetur adipiscing elit. Mauris ultrices et nunc nec mattis. Donec at feugiat diam. Duis auctor non nibh non laoreet. Aliquam sed efficitur est. Donec accumsan commodo pharetra. Nulla vel ipsum dolor. Aenean vitae ligula vehicula, vestibulum est vitae, iaculis ligula. Aenean tempor augue sed nunc dignissim, malesuada blandit quam consequat. Nunc elementum augue eget tortor volutpat, ac placerat diam efficitur. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos.

    Aenean vitae ligula vehicula, vestibulum est vitae, iaculis ligula. Aenean tempor augue sed nunc dignissim, malesuada blandit quam consequat. Nunc elementum augue eget tortor volutpat, ac placerat diam efficitur.