In order to provide you with advice to help you achieve your financial goals, it is essential that we get to know you.

Asking someone to look at your personal finances may seem intimidating, but it doesn’t have to be.

Our mission is to help you achieve your financial goals. Here’s what to expect to help you prepare for your meeting with your adviser. 

Stage 1: Before your meeting

To provide you with the most appropriate advice, we’ll need to learn as much as we can about your financial situation. This includes your income, assets, debts and obligations.

You’ll be sent a copy of the Needs Analysis Guide to read; you will need to complete Part A and the Expense Calculator.

The sooner you return this, the sooner we can get to work on your plan. We need it at least one week prior to the day of your appointment.

It will take some time – at least 20 minutes – just to complete the Needs Analysis Guide so don’t put it off. Not sure about a section or you don’t have an answer? Your adviser is available to help you with the process.

Things to prepare:

  • Complete Needs Analysis Guide Part A
  • Complete Expense Calculator

Stage 2: On the day of your meeting

Remember, we want you to achieve your financial goals as much as you do. There is nothing to be ashamed or nervous about!

Please bring along any financial documentation that you think might be relevant, as well as Part B of the Needs Analysis Guide. Some handy suggestions for what to bring can be found in this checklist.

We’ll spend time carefully reviewing your financial details to determine the appropriate financial advice for your situation and needs.

Things to bring:

Completed Needs Analysis Guide Part A and completed Expenses Calculator


Income stream /Allocated Pension statements

Centrelink schedules from your pension provider

A copy of your most recent tax return

Any Centrelink statements, such as Income and Assets. This can be requested from your Centrelink office.

Investment details including bank statements, superannuation accounts, term deposits, shares, investment property details and managed funds.

Details about all debts including home, car, investment and personal loans; credit card debts; and personal guarantees.

Insurance details, such as life insurance, income protection and trauma insurance policies.

Stage 3: After your first meeting

Your adviser will spend time going through all of your financial documentation that you provide at the meeting to review your situation and provide recommendations to help you achieve your specific goals.

We’ll put all of our findings and recommendations into a Statement of Advice, a document that serves as a roadmap for your financial future.

Stage 4: Your second meeting

You’ll sit down with your adviser to go through all of the recommendations and answer questions about how you should proceed.

The Statement of Advice contains details of how to execute the recommendations of your adviser.

Start your financial advice journey