Our tailored personal advice service can help create a more complex strategy to achieve your personal financial goals at many different stages of your life.
We can help you address:
- Achieving your financial goals (reducing debt, saving for your children’s education)
- Retirement planning (including pensions, super income stream and Centrelink)
- Earlier access to your super using a transition to retirement pension
- Strategies to build your superannuation balance (including salary sacrifice)
- Understanding and selecting appropriate investment options
- Identifying your insurance needs
- Managing your tax liability
- Reviewing your financial goals.
Our financial advice team take a holistic approach to your financial situation and future requirements, creating a plan that comes from a detailed analysis of your situation.
The first meeting with your financial adviser is a no-cost, no-obligation review of your situation.
The planner will inform you of the cost of preparing a recommended financial plan based on a competitive rate that reflects the amount of work involved in preparing your plan. All fees and costs will be outlined clearly before you make any decision.
Your plan will be presented in a Statement of Advice. You will then meet with your planner to discuss that advice and decide whether you would like to implement it.
We want you to feel secure about what is happening. You have the option of meeting with your planner at a later date to review your progress and, if necessary, update your plan.
Cost for services:
First appointment: No cost, no obligation
The cost of a simple plan can range from $300 - $1200, depending on your needs. Whereas a complex plan will range between $1,200 -$3,000 depending on the complexity of the advice. All costs will be detailed before you are asked to agree.
Not what you’re looking for? Check out our other advice services.
Over-the-phone personal advice
This single-issue, over-the-phone service is a convenient way to get answers to your questions about growing your super – including salary sacrifice and managing your investments – as well as reviewing your insurance requirements. This is done at no additional cost for members.
We can also help you understand ways to invest outside of super using ifsinvest and using a transition to retirement (TTR) strategy to access your super savings before you retire! There is a small fee for these services.
Cost: no additional cost for most services, small fee for TTR and ifsinvest.
General advice
Get factual information on super, insurance, investments and pensions.
This service does not take your personal circumstances into account; if you would like personalised recommendations, we can organise a financial advice session for you.
Cost: complimentary