The Australian Government's Your Future, Your Super laws came into effect on 1 July 2021.

The new laws introduced an annual performance test for all superannuation funds that offer a MySuper product. The annual performance test for this year assesses the returns of MySuper products (after the deduction of fees) over the last 7 years. The test compares the returns of our MySuper product with the returns that a comparable product would have delivered over the same period.

On 30 August 2021, we received a notification from APRA, the superannuation regulator, that our LifetimeOne MySuper product has not passed the annual performance test. You should take that into account in considering whether to invest, or remain invested, in this product.

Please note, the test combines the performance of our current MySuper option LifetimeOne (introduced in May 2018) and the previous MySuper option, Conservative Balanced.

Australian Catholic Superannuation is a sustainable platinum rated superannuation fund with award winning products and services. We continue to support members in all aspects of their superannuation, retirement planning, insurance and financial planning.

We hope the below FAQ will assist with any queries or concerns members may have with the Government test. If you have a specific question, we encourage you to contact us on 1300 658 776 or via

Questions you might have

Any advice contained in this document is of a general nature only, and does not take into account your personal objectives, financial situation or needs. Prior to acting on any information in this document, you need to take into account your own financial circumstances, consider the Product Disclosure Statement and Target Market Determination for any product you are considering, and seek independent financial advice if you are unsure of what action to take. The material contained in this document is based on information received in good faith from sources within the market and on our understanding of the legislation at this time. Past performance is not a reliable indicator of future performance.