An industry super fund for all Australians
Call 1300 658 776
To gain access to your super savings, you generally need to:
These are the main conditions for the release of superannuation benefits.
Preservation age is not the same for everyone as it depends on when you were born.
It shouldn’t be mistaken with qualifying for the Age Pension.
Use the table below to work out your preservation age.
There are certain other circumstances in which you may be able to access your super early, but you’ll still need to meet a condition of release:
Note that if you’re a temporary resident (but not a citizen of New Zealand or a holder of a Subclass 405 or Subclass 410 visa), you won’t have access to your super benefits before leaving Australia, unless:
If you have any unrestricted non-preserved benefits, you can also access this amount at any time. Login to Members online to check your latest statement for any unrestricted non-preserved benefits.
A transition to retirement strategy is an option to consider if you’ve reached your preservation age, but you’re not quite ready for full retirement.
Taking out a transition to retirement pension (also often called an account-based pension) will allow you to draw on some of your super savings as a regular income stream while you still continue to work.
You can also continue contributing to super to tax-effectively build your wealth.
Under transition to retirement rules, there is a limit to how much income you can withdraw each year and you can’t take lump sum payments.
Find out more about using your superannuation in retirement.
Contact us if you’d like more information on accessing your super.
Please enter your name and
contact number in the fields below. One of our Member Service Officers will
call you back within 1 working day.
Please note that
if you are requesting personal account information, we may ask you to verify
your client ID, full name, date of birth and address as a security
Call centre opening
hours: Monday to Friday, between 8:30 am and 7:00 pm AEST [8:30 am–8:00 pm
AEDT] (National public holidays excluded).
Your enquiry has been submitted successfully!
One of our
Member Service Officers will call you back within 1 working day.