Calculators

Our range of calculators are designed to help you understand your superannuation and to enable you to better plan for your retirement and achieve your financial goals.

The Superannuation calculator, Retirement planner and Budget planner are provided courtesy of the Australian Securities and Investments Commission and you will link through to its MoneySmart website to use these calculators

You should seek professional advice when making a decision to change your superannuation contributions, investments, insurance cover or other financial arrangements.

If you need more assistance in making or confirming your choices, call us on 1300 658 776 to make an appointment to meet with a financial planner or to find out more about our financial planning services.

The following calculators use certain assumptions and are intended to provide estimates only. They were not designed to provide any recommendations. You should consider your objectives, financial situation and needs and consult your financial adviser, before relying on any calculator result. SCS Super Pty Ltd is not liable to any person for any loss suffered in reliance on any calculator result.

	Salary sacrifice calculator \| [Click here] to open Use this calculator to help you see: what impact salary sacrifice can have on your take home pay the difference between making before-tax (salary sacrifice) and after-tax contributions to your super how salary sacrifice can add to your overall super balance. NOTE: This calculator includes assumptions based on proposed legislative changes at 1 July 2012 that had not become law at that date.
	Insurance calculator \| [Click here] to open Use this calculator to help you see: how much insurance cover you or your family may need in the unforeseen event of your temporary disablement, permanent disablement or death the gap between your current amount of insurance cover and what you may need for the future some steps you can take to close any gap in your level of cover.
	Risk profile calculator \| [Click here] to open Use this calculator to help you see: the type of investor you are the level of investment risk with which you are comfortable your investment time frame. Remember, these outcomes are meant to be a guide only and may not accurately reflect your particular circumstances. There are no right or wrong answers.
	Superannuation calculator \| [Click here] to open Use this calculator to help you see: how much super you'll have when you retire how fees affect your final payout. Calculator source: Australian Securities and Investments Commission, MoneySmart website.
	Retirement planner \| [Click here] to open Use this planner to help you see: what income you are likely to have after you retire how contributions, investment options, fees and retirement age affect your retirement income what actions you can take to boost your retirement income. Calculator source: Australian Securities and Investments Commission, MoneySmart website.
	Budget planner \| [Click here] to open Use this planner to help you see: where your money is going if you are spending more than you can afford that your money is going towards your priorities. You can also track your personal expenses on the go with MoneySmart's free, easy-to-use TrackMySpend app. Calculator source: Australian Securities and Investments Commission, MoneySmart website.

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	Salary sacrifice calculator \| [Click here] to open Use this calculator to help you see: what impact salary sacrifice can have on your take home pay the difference between making before-tax (salary sacrifice) and after-tax contributions to your super how salary sacrifice can add to your overall super balance. NOTE: This calculator includes assumptions based on proposed legislative changes at 1 July 2012 that had not become law at that date.
	Insurance calculator \| [Click here] to open Use this calculator to help you see: how much insurance cover you or your family may need in the unforeseen event of your temporary disablement, permanent disablement or death the gap between your current amount of insurance cover and what you may need for the future some steps you can take to close any gap in your level of cover.
	Risk profile calculator \| [Click here] to open Use this calculator to help you see: the type of investor you are the level of investment risk with which you are comfortable your investment time frame. Remember, these outcomes are meant to be a guide only and may not accurately reflect your particular circumstances. There are no right or wrong answers.
	Superannuation calculator \| [Click here] to open Use this calculator to help you see: how much super you'll have when you retire how fees affect your final payout. Calculator source: Australian Securities and Investments Commission, MoneySmart website.
	Retirement planner \| [Click here] to open Use this planner to help you see: what income you are likely to have after you retire how contributions, investment options, fees and retirement age affect your retirement income what actions you can take to boost your retirement income. Calculator source: Australian Securities and Investments Commission, MoneySmart website.
	Budget planner \| [Click here] to open Use this planner to help you see: where your money is going if you are spending more than you can afford that your money is going towards your priorities. You can also track your personal expenses on the go with MoneySmart's free, easy-to-use TrackMySpend app. Calculator source: Australian Securities and Investments Commission, MoneySmart website.

Calculators

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