Calculators

To achieve the retirement lifestyle you need or desire you must plan. CSRF are partnering you in these plans and want to ensure you are on track for the realisation of your goals.

• Are you contributing enough to super?
• Will you meet your retirement goals or do you need to contribute more?
• What difference would extra contributions make to the end balance?
• What is the optimum method of making salary sacrifice super contributions for someone on your income level—pre-tax, post-tax or a mix?
• If you increased your salary sacrifice amount what would be the effect on your take home pay?
• Are you subject to an Enterprise Agreement where your employer adds extra super if you contribute? Just adjust the employer contribution section on the calculator.
• The calculators assume that the retirement age is equal to or greater than 60. Retirement prior to this age may have tax implications. You should seek financial advice if you are retiring before age 60.

CSRF have developed a number of new calculators to answer these questions and more. Voluntary contributions to super do make a difference and our calculators will show you just how much. Vary the contribution levels and see the effects. Our calculators can also factor in the effect of any government co-contribution entitlements for making after tax contributions to super!

Try the following calculators to explore possible scenarios and be better informed about your super, before it is too late!

Calculator Introduction Salary sacrifice calculator [Click here] to open calculator. Our 'Salary Sacrifice calculator' helps you to compare the effect on take home pay and super contributions by making personal super contributions using two different methods ie as a salary sacrifice contribution or as an after-tax contribution. Super and pension calculator [Click here] to open calculator. Our 'Super and pension calculator' helps you to determine what your targeted superannuation savings needs to be (in today's dollars) to support a certain level of continuing allocated pension income in retirement, and whether your current balance and contributions are on track to meet this target. You are also able to adjust your personal contribution amount and your expected investment return to see what impact this might have on reaching your target. Super and retirement calculator [Click here] to open calculator. Our 'Super and retirement calculator' helps you to determine what your targeted superannuation savings needs to be (in today's dollars) to support a certain level of continuing income in retirement, and whether your current balance and contributions are on track to meet this target. You are also able to adjust your personal contribution amount and your expected investment return to see what impact this might have on reaching your target. CSRF budget planner [Click here] to open calculator. The CSRF budget planner will assist you to better understand how to manage your money. Do you always wonder where your money goes or never have enough for those things you would like to spend it on? You don't need to complete all the fields but rather enter information in as many fields as are relevant to your situation. Once finished, you can keep a permanent record of your income and expenses by printing your summary or saving it on your own computer. Insurance How much cover do I need? Our insurance calculator is currently under development.